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What’s Happening In the Mortgage Industry

Posted on : 07-11-2007 | By : Daisy | In : Uncategorized

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SLAP

… let’s just slap the little guy around America – that’s right…the little guy is to blame for this whole mortgage industry mess! NOT!.

Full Committee Markup

H.R. 3915, H.R. 3837, H.R. 4051, H.R. 4043, H.R. 4050

Tuesday, November 6, 2007, 10:00 a.m., Room 2128, Rayburn House Office Building

Markup Agenda:

Financial Services Committee to Hold November 6th Markup

Washington, DC – Rep. Barney Frank, Chairman of the Committee on Financial Services, today announced that the committee will meet on Tuesday, November 6, 2007, to markup the following legislation:

1. H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007

Section-by-Section to Manager’s Amendment

Summary of Manager’s Amendment

2. H.R. 3837, Escrow, Appraisal, and Mortgage Servicing Improvements Act

3. H.R. 4051, Housing Assistance Authorization Act of 2007

4. H.R. 4043, Preserving and Expanding Minority Depository Institutions Act

5. H.R. 4050, Levee-Like Structure Consideration Act of 2007

Petition Here

Daisy Says: Let’s quote Herbert Spencer: Survival of the Fittest.

The Power of Thank You

Posted on : 06-11-2007 | By : Daisy | In : Uncategorized

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Thank You

In your personal or business life “thank you” can help strengthen your relationships. I was a bit disturbed to discover a Lenox etiquette poll stating that nearly five out of every 10 people don’t always say thanks. They also found that remembering to do so made a sales point of difference in peoples career. Thank-you notes are key to maintaining the personal relationships that support the business relationships.

People like to feel appreciated and recognized, a simple act of recognizing people will set you apart. I recall during the early years of my marriage George would get irritated every time he would do an act of kindness or simple consideration for me (like brining me a cup of coffee, bringing something I had left in the car, mowing the lawn, etc) I would always thank him… he kept telling me…”you don’t have to thank me”. My belief is that abuse or taking people for granted starts at home. No one is obligated to do anything for you… their responsibility is to be the best human they possibly can be – and in that act we can only be grateful.

There is a new book on this topic that you may find as good read entitled: Thank You Power by Deborah Norville

Besides the simple thank you we can share at home…here are some different opportunities to thank people at work:

  • A new client/customer
  • Someone who makes a referral
  • A peer who gives you helpful hand
  • As a follow-up after a meeting or phone call
  • When someone shows you a kindness

Make sure to send out ‘Thank-you” notes or e-mails within 48 hours of whatever you’re thanking for.

Daisy Says: Be thankful from the heart.

To Judge or Not to Judge

Posted on : 05-11-2007 | By : Daisy | In : Uncategorized

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Judge

It seems that many people judge by outward appearance, too many incidents lead up to the one moment when two people come together and the judgement is made.

Where a person could be judged as distant, curt or unemotional…could be brought on by a myriad of events. Yet we take that second and judge the person by how they look, talk, dress and what they do for a living.

Just like the sun rises and sets… our emotions goes through peaks and valleys through out the day …and depending on the valley or the peak, that is the image that we share at that given moment.

We as individuals must maintain true to ourselves and our dreams, for it is in the rising of the sun that we get another chance to pursue our dreams.

Just like Mr. Potts…. a mere cell phone sales man…never lose passion for your dream.

In the US , the re-release of One Chance debuted at #30 on the week of September 29, 2007 .

Paul Potts is now a multi-millionaire. He is adored by fans all over the globe. Hes living his most impossible dream.

Amazing what a little courage can do isn’t it?

So what’s your impossible dream?

Is achieving your dream worth taking the risk of ridicule and failure?

Daisy says: Say Yes and mean it! Pursue your dream it’s only a matter of time before you personally experience how far a little courage can take you.

Taking Risks Lately?

Posted on : 02-11-2007 | By : Daisy | In : Uncategorized

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sprout

When opportunity comes your way, don’t be afraid to challenge it head first. Anything good pursing will come with challenges and risks and those willing to forge through will attain their victory cup.

Don’t consider failure the end of the journey, see it as a chapter of growth and adjustments; a lesson learned. Each ‘lesson’ reveals paths towards our goal, new ways, new ideas, knowledge gained that is priceless.

WE define ourselves by the things we do in life.

Below is a wonderful story worth sharing.

Two seeds lay side by side in the fertile soil.
The first seed said, “I want to grow! I want to send my roots deep into the soil beneath me, and thrust my sprouts through the earth’s crust above me … I want to unfurl my tender buds like banners to announce the arrival of spring … I want to feel the warmth of the sun on my face and the blessing of the morning dew on my petals!”
And so she grew…

The second seed said, “I am afraid. If I send my roots into the ground below, I don’t know what I will encounter in the dark. If I push my way through the hard soil above me I may damage my delicate sprouts … what if I let my buds open and a snail tries to eat them? And if I were to open my blossoms, a small child may pull me from the ground. No, it is much better for me to wait until it is safe.”

And so she waited…

A yard hen scratching around in the early spring ground for food found the waiting seed and promptly ate it.
Moral of the Story: Those of us who refuse to risk and grow get swallowed up by life.

Daisy Says: Conformity may be what holds you back and risk will free you, mold you and evolve you.

You Got Personality

Posted on : 01-11-2007 | By : Daisy | In : Self Transformation

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personality

We all have our own unique personality which has a profound effect on the quality of work and ratio of success.

Our personality evolves through our mindframe, inner attitude, specialized knowledge, varying abilities, our aura and level of energy, among many other factors.

Our whole lifetime is a maturation of our personality, and how do we work on our personality?

1. Build your inner strength – by focusing on your previous success
2. Overcome adversity – know that change is good
3. Enhance your relationships – share yourself with others
4. Be the person you always wanted to be
5. Eliminate self defeating beliefs and behavior – take time to reflect on your achievements
6. Carry yourself with clarity and confidence
7. Focus on your strengths and work on your weaknesses
8. Be confident in your choices

What’s your personality type?

You Have A Type A- Personality
You are one of the most balanced people around
Motivated and focused, you are good at getting what you want
You rule at success, but success doesn’t rule you.

When it’s playtime, you really know how to kick back
Whether it’s hanging out with friends or doing something you love!
You live life to the fullest – incorporating the best of both worlds

Daisy Says: Get to know yourself and your world will be a better place.