Some say all you need to do, to reflate the impaired values of mortgage-backed securities hurt by the decline in real-estate values and property foreclosures is to pretend that all the bad things don’t exist, and, like children playing with pixie dust, just wish all the bad stuff away.

It wont just go away.

Are we (the American public) so naive to think that there wasn’t a greater machine behind the manipulations of the economy? What happened to our so called analysts and economists – could they have really gone wrong as to not have predicted human behavior — or were they on target?

The ball was set in motion a while back, and now we are just watching it roll, making America look like the biggest circus in history.

The government sponsored enterprises (GSEs a group of financial services corporations: the three mortgage finance GSEs -Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks were originally created by the United States Congress) function was to enhance the flow of credit to targeted sectors of the economy and to make those segments of the capital market more efficient and transparent enhancing the availability and reducing the cost of credit to the targeted borrowing sectors: agriculture, home finance and education. *Key word: created by United States Congress.

Tax payers price tag: a takeover of a half-trillion dollars or more in worthless mortgages and other bad debt held by tottering institutions. At the same time these institutions could care less if you lose your home… you’re not a name.. you’re a loan number.

Then there are the vultures, short-selling in financial securities (a trading method that bets the value of stocks will go down), it has been blamed for accelerating the plunge in stock prices of banks and other financial institutions. (The Securities and Exchange Commission acted to block the activities).

Going back to the late 1980s, the government created the Resolution Trust Corporation to tackle the savings and loan crisis where it acquired defaulted mortgages, foreclosed real estate and other assets of nearly a thousand failed savings and loans, restoring order and stability to the system. It took six years and $125 billion in taxpayer money to resolve that crisis.

It seems that everywhere you go there is talk about the ‘bailout’ and the Depression of 2008… HeLLo- Look around, we’re in it! I am sure that in your very own circle of people there will be someone looking for a job or someone losing their home.

The government will do what the government does, in the mean time we Americans have to go back to basics… restructure our personal finances, unite and spend more time with our families, and work within our community.

How to survive the Great Depression of 2008 - 2009

Yet, for all it’s worth all eyes are on America awaiting to see how we come out of this one.

Click here to visit The Congressional Record it’s the official record of the proceedings and debates of the U.S. Congress. (make sure you have your coffee cup by your side… when you visit the link type in bailout in the search box.. and sit back you may be in for a treat)

Daisy Says: America, history in the making!

The expert in anything was once a begginer.

But that is not what we see, we see the finnished product. The awards: the Olympian wth the gold medals, the family on vacation, the big homes, the fancy cars etc. We see the triumphs and achievements.

But, were we there to see the training, the development, the sweat and agony? We see the riches not the rags. Our eyes can only see what is in front of us and for the most part seeing our own success is daunting.

This is why it’s important to take goals and break them down to sections.

Take a marathon as an example… did you know you can win a marathon? It does not matter what place you come in at… all that matters is that you cross the finnish line. It all starts with that first step and getting to that first mile.

Organization, Managemenet, and Execution. That is all you need to see through your goals.

One step, one movement, one decision, one action. These arethe things that feed success. Begin, is the one thing you can do today.

Daisy Says: Success is a matter of time.

My all time favorite exercise guru is Jack Lalanne who has been referred to as “the godfather of fitness.”

I remember when I was a pre-teen I would wake up to seeing my mom in front of the t.v. exercising with Jack Lalanne. What a wholesome guy. Simple, fresh and to this day (age 93) still inspiring. My dad is genetically a svelte man, but it is my mom who I thank for teaching me through her example the importance of a fit body.

No matter the predisposition of our genetic body, it is important to incorporate some type of workout into our lifestyle. Who ever said there are shortcuts in life must have been high…a healthy body, healthy mind and healthy soul takes work. Concepts of discipline are not just intended for financial success; those same concepts of adapting daily disciplines apply to all aspects of our life.. even our attitude about food and exercise.

Visit Jack’s page and you will see the ‘Magic 5 Workout’, no gym, no heavy equipment… just pure determination and discipline can make a whole lot of difference in your life… and it’s all up to you.

Daisy Says: Come, let’s fight today’s battle – today! Yes we can.

This weekend we dropped off over 400 pounds of food at the Second Harvest Food Bank of Central Florida.

This effort was possible through our first ‘Autumn Food Drive’ via The Helpful Hands Foundation. It was a team and community effort along with support from Publix Food Market who provided the bags and Second Harvest Food Bank who distributed the food in the Orlando Florida area.

Last month I ran across an article where the Mayor of Orlando Buddy Dyer mentioned that the the food bank supplies were running low. It seemed like a great opportunity for team camaraderie and goodwill – the team at The Helpful Hands Foundation loved the idea and immediately we went to work. It also allowed us an opportunity to let the community know of our Foreclosure Prevention Porgram as well.

Special thanks to the Orlando THHF team! “you Rock!”

Daisy Says: People working together can make a difference.